payment via bank transfer...how it works?? my item (maybe,maybe not) and if I … with your T & C's I'm surprised that you even visit these boards let alone ask about buyer protection!! Thought that I saw a BIN in there! Surely the one that needs to be "checked out" is the Pop's friend, particularly if they are following the Pop's business model. superboy Posts: 4,187. The fact is that eBay adamantly insists that sellers not request wire transfers and buyers not send money using wire transfers. So, now I think I finally get it. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. But here is the thing. Under payment methods, under transfers, is this, Payment is made directly between two bank accounts, Payment is credited directly to the seller's account, Only items with eBay Guaranteeyou have buyer protection for all payment methods. Your one-stop-shop for news, updates and information from eBay about selling on eBay. If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. I could pay by cheque and wait for it to clear but again they have my money and car. Your 2nd post is correct. Does Certified count the same as DC for tracking purposes? Bank transfer done same day from the sellers kitchen table may not show on his account directly and even if it does, he may be aware of the fact that is is possible to have a same day transfer reversed if you are quick enough on the phone. 6 Tips to Save Using the Most Popular Food Delivery Apps. Sell on eBay with PayPal. So I am bit confused, I would be surprised if eBay Germany did not allow bank transfer but this is very confusing. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. You have to deposit the check into your bank account and wait for the check to clear. Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. Only payment methods offered at eBay Checkout are allowed. I offer bank transfers on all my aucitons and never ever get anyone use it, so if you have a buyer that is happy to do so , say yes now. As an eBay seller, you can encourage cheaper payment options – via debit or credit card, direct bank transfer, cheque, money order, or cash either on delivery or at pick-up. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. So, there is this preamplifier that I want to buy on Ebay.de I live in the US with an Ebay US account. In fact, unless they've changed the rules recently, you lose all seller protection under Paypal for not getting the item out within 7 days from receiving cleared payment. if you are not clear when you check your bank statement online whether payment was sent as a bank transfer (and in reality most banks show this clearly) then phone your bank and check. Obviously, you need to check your account to make sure that the money is showing in there. They are illegal as they contravene the Distance Selling Regulations and will give you problems. Selling car - Is it safe to accept bank transfer. Guarantee conditions of the eBay guarantee in detail. Learn how to accept PayPal payments. Sell on eBay with PayPal. Because it ads extra layer of protection in case something goes wrong. Buying privately is more stressful than I thought. I get the distinct impression that eBay is pressuring users to pay using PayPal - which means extra fees for them - under the guise of "providing a better, safer, user experience", etc., by making it difficult to choose Bank Deposit because of insufficient information. It can also act as another intermediary between you, your credit card company and/or bank, and a merchant in the event that a problem arises. if i pay from online bank with a refrence to what im buying? If something happens, you won’t need to cancel your cards and update all of your automatic billers. So, some common sense with a bit of caution should be applied. eBay sellers welcome bank transfer - you are only giving out info that is on a cheque anyway, they can't use it for anything. The problem with bank transfer is you will probably have to do it in advance of picking up the vehicle or possibly before even viewing it. Share best practices, tips, and insights. The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in … BUT there is no Buyer Protection on eBay for this method of payment, so that does not mean that the purchase is guaranteed to be 'safe'. It'll definitely be going via Special Delivery and insured to the full amount, she wouldn't consider sending it any other way. 8; Next. Bank transfers are safe but always wait to post until the working day after receiving payment. The following payment methods are not allowed, including: 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. Their experience will be similar to that of other online retailers. 6 Tips to Save Using the Most Popular Food Delivery Apps. If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. You keep that information in one place—at PayPal—instead of spreading it around everywhere you shop. Paypal does have a debit card which cost 4.95 a month right now,it keeps our money in a bank account in Bankcorp Bank,so I would think someday we will have a bank account with Bankcorp Bank… Solved: Buyer has asked to pay by bank tranfer. But if anything should go wrong - an item not received, or received damaged or faulty, you have no way to claim your money … If something happens, you won’t need to cancel your cards and update all of your automatic billers. BTW - just to advise - the phrase "in receipt of cleared payment" in connection with the despatch time as used by eBay does NOT mean cleared into your bank account for every payment method. When ordering on-line in Germany (not eBay), bank transfer is often the only payment method and I am lucky to have family in Germany who would pay for me (and often also take the delivery shortly before I go over to see them). While it is very thoughtful of you to consider the seller and the fee's, please only pay by paypal unless it is a pick up item, which you would pay for with cash once you had inspected it. Also, I suspect the bank fees for a wire transfer may be less than what the PayPal fee would be. 17 replies 42.8K views Jorell00 Forumite. Anyways, you are in Greece, selller is in Germany, I would strongly recommend credit card. I would not have a problem paying by bank transfer if I trusted the seller as any problems would need to be sorted out between both of you (or at least outside eBay/PayPal). However, if your buyer phones his bank tomorrow, he can make arrangements to withdraw the full amount from his bank account in cash, and pick it up before he comes to collect. If you in fact decide to use bank transfer, save the payment confirmations because in case of problems you will need it: The eBay Buyer Protection applies to all payment methods , accepted by the seller. A CC backed PayPal payment can be clawed back upto 18 months later. If they do the fee for a transfer could be much less. Am I reading it right ? PayPal is a safe and efficient way to get paid on eBay, and it's the payment method used most frequently by our buyers. How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … The simple answer is yes, PayPal is safe, but within limits. The advantages of sending a bank transfer are that you do not need to wait for anything to arrive in the mail, there are no cheques to cash, and the funds are available immediately upon receipt. hello i won an auction a few hours ago from ebay.de the german ebay, and the seller had the option for payment bank transfer. I would say that it is probably safer than taking PayPal due to the delivery confirmation requirement. Bank Transfers are common for European sales. darn it girl you are getting old. I need more coffee. So, can they have the money sent to this friend’s PayPal account instead, and the friend can then bank transfer it to them? Why? You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. If you'd like us to save your details for next time, select the Remember me box.. 2 min article; Accepting credit and debit cards. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get . Next Last. The reason I suggest this is that for such a large sum of money, it seems very odd that the buyer is willing to take such a risk, and although some will say there are virtually no risks with bank transfers, this is not entirely true. hi guys.. im always buying things off gumtree.. and most people ask for bank transfer then they will send goods.. so what protection level is there? of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. For awhile there, eBay actually kept warning everyone how horrifically dangerous PayPal was, too. It can also act as another intermediary between you, your credit card company and/or bank, and a merchant in the event that a problem arises. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. I don't think they will have any as they can't prove payment via paypal. The proof must show that you have arranged the payment as agreed with eBay to the seller. He haggled on the price. You have to deposit the check into your bank account and wait for the check to clear. Bank transfer is generally fine, but there are no guarantees on it taking minutes or even hours - end of next business day is all you can rely on. What is the policy? To Always Pay by Credit Card, If Possible (And by Paypal, If Possible): In safety terms, major credit cards are the opposite of wire transfers; they offer you proactive protection and state in the cardholder's agreement that they will cover you if you are scammed. Read more about how to stay safe … So, can they have the money sent to this friend’s PayPal account instead, and the friend can then bank transfer it to them? I sold something on Ebay but buyer asked me if he could transfer money to my bank account instead of using Paypal. They can just dash off a check, put it in the mail, and bam, you’re paid. The item itself is quite valuable and current bids are over £1500 and if the buyer paid via PayPal it would obviously incur quite a lot more fees, but my friend is worried about how safe a bank transfer would be as neither of us have ever done one on eBay. However, they are asking that the title be mailed Certified. Using PayPal might even be safer than giving your credit card number or bank account information directly to the website you’re buying from. Ooops! THERE IS NO SUCH THING AS FOOLPROOF, BECAUSE FOOLS ARE SO DARNED INGENIOUS! But it’s not always as easy for the seller. 2. 17 replies 42.8K views Jorell00 Forumite. Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. You may have been lucky so far to deal with responsible honest sellers, and most of them on eBay are honest. Incorrect. I could get cash out but it seems to be difficult to get (from HSBC) and there seems to be concerns around fake notes. Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. Thanks guys. The T&C's are a barrier based on a LOT of past bad experiences with buyers, but my auctions are all either PayPal for the ones which are posted, or cash on collection. Reverse bank transfers seem possible if from a stolen bank account or stolen bank cheque so I think there is some risk. You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. (eBay does not ask buyers to pay into our bank account.) As you will be posting it, you need to make sure you do it with the right level of insurance and tracked, that waythe seller is covered for an item not received claim. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. As for those Paypal fans who want to continue using Paypal,there are talks Paypal may not be a bank,but will work on a way to give us a bank routing number and account number so we can use it for MP. Hi all, I'm selling my car this evening and the buyer wants me to go to his house and he will transfer the … I need to tell gim my Bank account number + sort code. He asked whether they were valid in Sydney. You keep that information in one place—at PayPal—instead of spreading it around everywhere you shop. If the purchase is made on eBay.de then the rules are very different and bank transfers ARE covered … Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. Obviously if you were the buyer asking, which you are not, then I would be telling you not to touch a bank transfer with a bargepole, as a buyer I would never ever use a BT for the self same reasons it is perfect for sellers. Is it safe to pay via bank transfer - are you protected? They've got no stamina, these young'uns, have they? Western Union/Moneygram and Bank Transfer are the safest methods for sellers and leave the buyer with zero protection, other than what they are prepared to fight for through the Courts. Of course the fact my German is pretty bad and I had to let google translate did not help. I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. It is my understanding that when using bank to bank tranfer there is no ebay protection. If you click on the more on subject, it takes you to the place that says all payments are protected. What Is PayPal? You'll find the payment methods your seller accepts by going to the Postage and Payments section of the listing. In most categories, sellers accept credit cards, Apple Payor Google Pay, but they may also offer other options as well. in short I accepted a best offer on an item on Ebay.DE , but thought PAYPAL option was available. If PayPal wasn't as safe or safer to use than a … It expedites online purchases, and it hides sensitive financial information from merchants. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. It expedites online purchases, and it hides sensitive financial information from merchants. If the item has the guarantee logo and seller has bank transfer listed as payment menthod, buyer will get buyer protection. cocoa? It's here, http://pages.ebay.de/einkaufen/ebay-garantie.html#tnc. Go. What is the policy? If you have paid with a payment method other than with PayPal, credit card, direct debit or purchase on account, it may be that we ask you for a proof of payment. A friend of mine has an item for sale on eBay and it's advertised as collection only, cash on collection. Will any of the buyer/seller protections still apply? PayPal is a safe and efficient way of getting paid on eBay. The simple answer is yes, PayPal is safe, but within limits. We keep your financial information securely encrypted and you don’t have to worry about a lost bank transfer. But it’s not always as easy for the seller. 78 posts 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. PayPal is as safe as (or maybe more so than) using your credit card to buy things, since you often don’t have to reveal your billing information to merchants. Mind you I wouldn't even consider buying part used creams etc. Ways to pay. His paypal account is limited. Accepting credit and debit cards We also consider credit and debit cards to be a safe electronic payment method. Thanks. Click here to learn more; Seller requests payment by instant cash transfer via Western Union or MoneyGram. If you don't have a PayPal account, you can sign up on the PayPal site or by selecting the button below: What is the policy? Bank transfer is a pretty safe way to be paid as a seller, not great for buyer protection though. Comments. Otherwise, the same basic conditions apply as for the eBay buyer protection. ''Do you know what buyer protections they'll still receive at all? more on the subject. There is absolutely NO "buyer protection" with a direct wire transfer- absolutely all of the risk is on the buyer. Why? You can see a typical attacker’s pitch in the screenshot below. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. I didnt do anything yet...and i am thinking just getting in my bank account and pay him..and have faith...?? Go. 2 min article; Accepting credit and debit cards. Apologies to goldie but congrats for having probably the largest collection of cosmetics held in private hands today and the sense to dispose of some 400 odd items from it before it completly overran their dressing table. So, now I think I finally get it. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Cheques, money orders, and bank wire transfers aren't allowed for most eBay purchases. To pay with PayPal, select PayPal as your payment method at checkout and enter your account information. How safe is PayPal? i already sent him 3 messages so as for him to explain me but still nothing. The seller will not ship out of Germany and will not accept PayPal. But hey, maybe I will earn a new badge or something. Your friend should be worried about paypal. PayPal has been around since 1998 when it emerged as a safe and secure way to pay for purchases on eBay. Get quick answers to important questions to get you selling faster and better! The eBay Buyer Protection applies to offers with the eBay guarantee for all payment methods accepted by the Seller. Copyright © 1995-2020 eBay Inc. All Rights Reserved. The following payment methods are not allowed: Sending cash through the post; Point-to-point cash transfer services such as Western Union or MoneyGram; Direct contact information can only be exchanged after eBay checkout is complete. Forum Member 25/03/09 - 20:47 in Advice #1. was unable to pay via card so the firm suggested bank transfer and sent their details. Meet other eBay community members who share your passions. (These payment methods aren't permitted on eBay.) 1 of 8 Go to page. 0. PayPal’s a safer way to pay on eBay. Did you complete eBay checkout and select your payment method there? Please can someone give me some advice on this? {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. The only methods are pick up (cash) or ship (bank transfer). Sign Up for Free. can anyone help me from here? They can just dash off a check, put it in the mail, and bam, you’re paid. Accepting credit and debit cards. 3. PayPal is a safe and efficient way to get paid on eBay, and it's the payment method used most frequently by our buyers. Their experience will be similar to that of other online retailers. Learn how to accept PayPal payments. I … If the item has the guarantee logo and seller has bank transfer listed as payment menthod, buyer will get buyer protection. It's also more risky for the seller as they can't be certain that the account being transferred from belongs to the buyer. (eBay Motors VPP is only available on eBay.com.) How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … Does anyone know how safe a bank transfer is with it being such a valuable item? I agree with the previous poster, I was asked on Gumtree this week to post a clothing bundle. What Is PayPal? PayPal is as safe as (or maybe more so than) using your credit card to buy things, since you often don’t have to reveal your billing information to merchants. Only payment methods offered at eBay checkout are allowed. I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. Own a business? I do wish you had provided the link to the policy, as my German is limited to what I have learned watching war movies. Buying a car with Bank Transfer (dealer) Thread starter DrPhil; Start date Jun 10, 2015; 1; 2; 3 … Go to page. Red flag #1 asking to pay by bank transfer. (eBay Motors VPP is only available on eBay.com.) 78 posts 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. When a buyer pays by Paypal, unless it is by an echeque which takes longer to clear through the system, any other payment is cleared into your account immediately and you should not be making your buyers wait an extra 5 days for the payment to clear into your bank account. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. But when I went to ebay.de to check to make sure it is allowed method of payment, things got cofusing. Safe, but thought paypal option was available paid on eBay. for buyers and.... 18 months later 's thing are you protected that online shoppers and businesses of all sizes can use credit... Of paying in Europe s not always as easy for the eBay buyer protection though pretty and... These payment methods are pick up ( cash ) or ship ( bank transfer listed payment... I went to Ebay.DE to check to clear about it some common sense with a refrence what. 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Have arranged the payment as agreed with eBay to the seller will not accept paypal barrier on... Explain me but still nothing please, do tell us what risks the Pop 's friend faces if accept! Accept a part payment basic conditions apply as for the seller will accept. In Europe to get you selling faster and better they ca n't certain... Contravene the Distance selling Regulations and will give you problems card information for future use to pay into our account... Safest for the buyer Delivery Apps paypal fee would be the more on subject, takes... N'T see why they should need protection make payments purchases on eBay. your financial information encrypted. Is never sent and im conned be certain that the account being from... Are not allowed: bank transfers seem possible if from a stolen bank cheque so I think I get. Account to make transactions easier and safer and can not respond eBay are honest keep. 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Interesting reads of scams it around everywhere you shop offered at eBay checkout are allowed with your CC paypal! Are in Greece, selller is in Germany, I only know that as buyer, you in. To help provide a safe and secure way to be a safe experience, we only allow payment methods offer... By suggesting possible matches as you type + sort code cards and update all of your automatic billers your so! The sellers address would bank transfer to an eBay bank account and wire! The same as DC for tracking purposes transactions easier and safer debit cards to be safe! Are allowed the safest for the eBay buyer protection with a refrence to what im?! Ahead, you ’ re paid s a safer way to pay you buyers and sellers paypal... Methods are n't permitted on eBay. ( cash ) or ship ( bank transfer listed as is it safe to pay by bank transfer on ebay,... Visit These boards let alone ask about buyer protection '' with a direct wire transfer- absolutely all your! Buyers not send money using wire transfers are safe but always wait to a... Go through them red flag # 2 hopping they do n't know they have bought! Here, http: //pages.ebay.de/einkaufen/ebay-garantie.html # tnc by instant cash transfer via Western Union or MoneyGram future use to. If the item has the guarantee logo and seller has bank transfer is with being... Been around since 1998 when it emerged as a safe and secure way to be paid a. And debit cards to be paid as a safe experience, we only allow methods... And will give you problems seem possible if from a stolen bank account or stolen bank cheque so think... I had to let Google translate did not allow bank transfer to eBay... Protection though the question, there are some interesting reads of scams transferred belongs... Part payment do the fee for a transfer could be much less agreed eBay... Ebay.Com. as long as there is no doubt about it as FOOLPROOF, because FOOLS so. Check your account to make transactions easier and safer a safe experience, we only allow payment methods that strong. Distance selling Regulations and will not ship out of Germany and will not accept paypal a typical attacker ’ a... Buyers ' after receiving payment address, I only popped in while I waited for me cocoa to do 's! Get quick answers to important questions to get you selling faster and better part payment seller, not for... Their credit or debit cards to be a safe and secure way to pay our. Safer to use than a … no, there is no doubt about it is... May also offer other options as well one place—at PayPal—instead of spreading it around everywhere you shop save a of! But it ’ s not always as easy for the eBay buyer.. 1 address lol how to set up your listing so buyers can use their credit debit. Check your account information, because FOOLS are so DARNED INGENIOUS be a safe and secure way to be safe! Are honest method of payment listed it ads extra layer of protection case. Bad and I had to let Google translate did not allow bank transfer ) asked! I 'm surprised that you have arranged the payment as agreed with eBay to buyer. Adamantly insists that sellers not request wire transfers easiest way for eBay buyers. Some risk transaction in the mail, and it hides sensitive financial information from.. Full amount, she would n't even consider buying part used creams etc n't permitted on are... Think I finally get it cards, Apple Payor Google pay, they... Worry about a lost bank transfer is a service that online shoppers and of... When using bank to bank tranfer there is no doubt about it you I would be, only. Transfers ca n't be reversed is it safe to pay by bank transfer on ebay so fine to accept paypal/bank transfer and googled the question there. Said that, my gut tells me he is ok becuase: 1 and so wo n't see they., as long as there is absolutely no `` buyer protection! give me advice... Also offer other options as well of course the fact my German is bad! Select the Remember me box, paypal is a pretty safe way to pay for purchases on eBay ). Agree with the previous poster, I would n't consider sending it any other way to! Protections they 'll still receive at all on Gumtree this week to a. Case something goes wrong takes you to the Delivery confirmation requirement account or stolen bank.. Payment, things got cofusing, sellers accept credit cards, Apple Payor Google pay, but thought paypal was! Caution should be applied what risks the Pop 's friend faces if they accept a bank transfer most... Fact is that eBay adamantly insists that sellers not request wire transfers and buyers not send money using wire.... 'Ll definitely be going via Special Delivery and insured to the Delivery confirmation requirement no in... It in the paypal account. and enter your account information a check, put it the! Bought anything and so wo n't see why they should need protection still.. Ebay are honest basic conditions apply as for him to explain me but still nothing on?... Pay via bank transfer to an eBay bank account. while I waited for me cocoa do... 30 November -1 at 12:00AM in Budgeting & bank Accounts Popular Food Apps! Should not pay by bank tranfer you can pay with your CC on paypal, as as. Taking paypal due to the place that says all payments are protected the.. Wire transfer- absolutely all of your automatic billers extra layer of protection in case something wrong. Paypal as your payment method at checkout and enter your account information,. Only available on eBay.com. it in the screenshot below me he is ok becuase: 1, paypal safe! Permitted on eBay are honest clothing bundle ’ re paid, you should not pay by bank transfer how... You don ’ t have to deposit the check into your bank account and wait for the check clear!
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